Arrange travel insurance as soon as you book your trip. This will ensure you are covered for cancellation and curtailment.
If you are intending to travel more than once a year, it may be more cost effective to take out an annual travel insurance policy, which covers you for any number of journeys for the whole year. This also saves you the hassle of arranging cover each time you travel.
For an annual travel insurance policy, the maximum is 45 days per trip. For a single trip travel insurance policy, the maximum is just under 6 months (180 days) per trip.
Your age, for the purposes of this insurance, will be calculated from the date you take out your travel insurance policy, regardless of it changing during the period of cover.
Adults can travel independently. However, children must be accompanied by an adult who is named on the same policy, except while travelling directly to join parents from boarding school at the start of a school holiday or to boarding school from the parents at the end of a school holiday; or travelling to stay with immediate relatives during a school holiday.
Generally, you can amend your "single trip" travel insurance policy as long as you do so before you travel. You can amend your "annual" travel insurance policy to accommodate your coming holiday. Please contact our customer services department on 00800 11 22 33 03 (UK or Germany) or +44 1782 793 478 (rest of the world).
Our travel insurance policies provide 24-hour worldwide emergency medical assistance.
Our travel insurance doesn't cover car breakdown. However, if you have a car insurance policy with us, you can add breakdown cover for the remainder of the year.
You can choose Europe or Worldwide cover for single trip policies. All our annual multi-trip policies include Worldwide cover as standard. For the purposes of this travel insurance, Europe includes Republic of Ireland, Madeira, the Canary Islands, Syria, Turkey, Tunisia, Egypt, Israel and all countries bordering the Mediterranean Sea.
Holidays within the UK are generally covered if they include at least two nights' pre-booked accommodation. However, each insurer has slightly different criteria and we recommend you consult the travel insurance policy documents.
Our annual and single trip insurance policies cover you for your business trips, involving clerical or administration work only when starting from the UK or other country in which you are based, though not for your business equipment. Business equipment can be covered under the Business Travel optional extension - see your insurer's policy wording.
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